TCR Advisory
Our Services
The TCR Advisory Team has been engaged in a number of projects which range from strategic evaluation of business opportunities, digital bank builds, credit and debit card portfolio launches, mobile wallet builds, digital transformation and reward points program construction to name a few. During these engagements hundreds of technology systems and vendors have been evaluated giving the group a unique perspective to quickly identify fit-for-purpose solutions for your organization.
Strategic Advisory
Financial Modelling
Bank License Applications
We offer a full range of strategic advisory services for companies throughout their lifecycle including: business start-up, growth initiatives, new market entry and divestment. Our expertise covers market assessment, technology assessment & deployment, financial analysis, marketing plan development & deployment as well as regulatory consulting & approval.
Our team is experienced in assessing market opportunities and developing complex operational financial models to successfully build and launch companies, support growth and capital raising. Our extensive experience with capital markets allows us to develop bespoke financial models to support fund raising with new investors.
Our group has considerable experience engaging with regulatory bodies and multiple jurisdictions. Through these engagements, successful applications for business licenses across many different segments our team can help optimize the application process, streamline the deliverables and increase the likelihood of approval.
Digital Bank Builds
Digital Transformation
Card Product Launches
The group has led an end-to-end digital bank build including business case development, commercial bank license application and approval, technical architecture build, product development and full technology build connecting a suite of technology services including core banking system, cards issuer and acquirer, cards network, chatbot, CRM, ATM fleet, transaction monitoring systems, card manufacturing and ID authentication technology. The build included the operationalization of all products and services including financial reporting and operational processes.
The team has executed a number of transformational projects at banks and insurance companies which are geared toward transforming customer experience and driving operational efficiencies. Digital transformation is a broad term, but however defined, our group approaches such activities first and foremost from client experience. The team maps complete client journeys to gain insights before embarking on transformative redesign to optimize client experience. Only with a complete understanding of a customer journey and all the operational procedures supporting the journey can the experience be reimagined and transformed.
The group has supported the end-to-end debit and debit card portfolio program design, launch market and promotion. The groups capabilities include everything from card design, sourcing of card production, identifying fit-for-purpose technologies, redesign of operational processes, design of card delivery operational procedures and the creation of numerous in-app digital card features to enhance customer experience and reduce fraud.
Mobile Wallet Builds
Technology Selection
Verifiable Credentials
The team has extensive experience in the design and launch of mobile wallets. The team has worked through end-to-end technology and operational architecture. The services the team has built into mobile wallets include; digital authentication and verification, card pulls, bill presentment and payment, online lending, merchant payments, gift cards, product sales and kiosk networks. The team is skilled at conducting design thinking sessions with user groups and internal finance and operations staff to develop features and services that outperform the competitors.
The variety of projects executed by our team puts us at a unique position to recommend fit-for-purpose technologies for your organization. Over the past several years the team has evaluated hundreds of technologies in a number of key categories, including; core banking, cards issuing and acquiring, CRM’s, chatbots, electronic authentication and verification tools, transaction monitoring, card networks, card plastic providers, technology outsourcing firms to name a few. Our team can quickly cut through the daunting task of potential supplier identification, assessment of services, architectural appropriateness, and extensive reference checks to help kick off and complete projects faster.
Our group has expertise in the application of Verifiable Credentials in a number of industries including workplace safety, legal certification, and payment account verification. With the rapid global shift towards the use of digital IDs and distributed identifiers, our clients look to us for guidance on how to best tackle fraud and misdirected payments through the use of Zero-Trust enabled credentials.